In the long-term care (LTC) insurance industry, it is critical to know an applicant’s physical and mental status to provide appropriate policy recommendations. Our cognitive assessment technologies have become a standard in the LTC industry’s underwriting assessment procedures.
Given the strong correlation between cognitive health and mortality, the Life Insurance industry is now piloting approaches for assessing cognition as part of the application process. As is true in the LTC insurance industry, our assessment technologies are playing a central role in this evolving approach to policy underwriting.
These services are provided through our partner organization (Life Plans, Inc.).